Do I need travel insurance to surf in Africa or the Middle East?
Yes. Medical and evacuation coverage is essential due to remote [...]
Are road trips and guided tours covered?
Yes. Choose an adventure-travel policy that includes overland transport and [...]
Are surfboards and gear protected?
Yes. Baggage coverage includes surf equipment; photograph your boards before [...]
What about political or civil unrest?
Trip-interruption benefits apply if official advisories or government alerts affect [...]
Are wildlife or shark incidents covered?
Yes. These are treated as standard medical claims, subject to [...]
Can I extend or modify my policy while overseas?
Yes. Most plans allow extensions before expiry.
Does coverage include surf camps or competitions?
Yes. Licensed surf camps and leisure lessons are included; professional [...]
Can one policy cover multiple countries?
Yes. List each destination (e.g., Morocco, South Africa, Oman) when [...]