Stay Covered from Check-In to Paddle-Out
Surf resorts and island escapes are at the heart of most surf adventures from boutique villas in Bali and beachfront bures in Fiji to private bungalows in the Maldives or Mentawai’s. Whether you’re traveling solo, as a couple, or part of a surf crew, accommodation is often the biggest upfront investment of your trip.
Surf Travel & Accommodation Insurance protects that investment, covering non-refundable deposits, flight delays, damaged surfboards, and medical emergencies so you can focus on chasing waves, not cancellations.
At STI Surf Travel Insurance, we partner with global insurers who understand surf logistics connecting flights, island hops, and resort transfers that depend on weather and tide.
Why You Need Surf Travel Insurance for Accommodation
Surf trips often involve unpredictable weather, multiple flights, and remote destinations.
Surf resorts and island stays often require full or partial payment long before arrival, usually under strict cancellation policies. With limited ferry schedules and weather-sensitive connections, a tropical storm or airline delay can quickly derail even the best-planned surf holiday.
Key Benefits of Surf Travel Insurance Plans
Coverage details vary by insurer, but most plans include:
Who Is This Coverage For?
Surf travel insurance is ideal for:
Surfers booking surf resorts, island villas, or beachfront stays
Solo travelers joining surf camps or retreats
Couples and families combining surfing with leisure travel
Groups or clubs sharing villas or booking surf charters with overnight stays
Digital nomads or long-stay travelers working remotely
Competitive surfers needing extended or flexible cover
Who Can Apply?
Ready to Find the Right Plan?
Yes — family and group options simplify shared accommodation coverage.
Yes — it’s highly recommended for multi-booking or weather-dependent travel.
Yes — equipment protection applies during storage, transit, and use.
Yes — trip cancellation and interruption apply to storms and natural disasters.
Missed-connection benefits cover extra accommodation or transport.
Yes — protection extends to resorts, villas, bures, and hotels worldwide.
Disclaimer
Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.