Wakesurf & Wakeboard Travel Insurance2025-11-05T02:51:18+00:00

Coverage for Wakesurfers, Wakeboarders & Tow-Sport Travelers

Wakesurfing and wakeboarding have evolved from niche lake sports into global travel experiences from calm inland waters and cable parks to tropical lagoons and resort lakes. Whether you’re carving behind a wake boat, riding at a cable park, or teaching your kids to surf an endless wave, STI Surf Travel Insurance protects your trip from start to finish.
Our policies cover medical, cancellation, and equipment needs for riders, families, and coaches alike so you can focus on your next ride, not what could go wrong.

Why Tow-Sport Travelers Need Travel Insurance

Tow-sports involve speed, impact, and specialized gear — making comprehensive coverage essential. Many wake destinations rely on boats, cable parks, or inland waterways, where medical access or transport options may be limited. Equipment is often bulky or fragile, increasing the risk of airline damage or loss in transit.

Surf trips often involve unpredictable weather, multiple flights, and remote destinations.

  • Injuries and medical emergencies while wakesurfing, wakeboarding, or using cable parks.

  • Emergency evacuation or repatriation from lakes, resorts, or inland waterways.

  • Lost, delayed, or damaged gear including boards, bindings, helmets, or ropes.

  • Trip cancellations or operator closures affecting boat charters, wake parks, or events.

  • Weather or mechanical failures that interrupt lessons, travel, or boat operations.

  • Illness or injury before or during travel impacting participation.

  • Optional CFAR (Cancel For Any Reason) upgrades for complete flexibility.

  • 24/7 global assistance with multilingual medical and claims coordination.

Key Benefits of Wakesurf & Wakeboard Insurance Plans

Coverage details vary by insurer, but most plans include:

Medical & Evacuation Coverage

Emergency treatment and evacuation from lakes, coastal regions, or inland resorts.

Trip Cancellation & Interruptions

Reimburses prepaid lessons, boat charters, or resort stays disrupted by weather, illness, or delays.

Equipment Protection

Covers boards, bindings, ropes, helmets, and accessories for loss, theft, or transit damage.

Adventure Sports Coverage

Wakesurfing, wakeboarding, and cable-park activities automatically included under all plans.

Weather & Mechanical Failure Coverage

Compensation for itinerary changes caused by storms, boat breakdowns, or cable-park maintenance delays.

Boat & Charter Liability Coverage

Protection for accidents or injuries occurring during hired or guided sessions.

Competition & Event Coverage

Available for amateur or professional riders under Auras and IMG Global plans.

24/7 Global Assistance

Multilingual emergency, travel, and claims support anywhere in the world.

Who Is This Coverage For?

Surf travel insurance is ideal for:

Individual riders and coaches traveling for wake sessions or cable-park training.
Professional or sponsored athletes traveling for competitions or demos.
Groups and friends attending wake events, tours, or boat-charter experiences.
Beginners and advanced riders joining lessons or instructor-led schools.
Boat owners, instructors, and photographers working on wake-sport projects.

Resorts and event hosts offering wake activities to guests or teams.

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Who Can Apply?

Surf travel insurance plans are available to:
  • U.S., EU/UK, Canada, Brazil, Australian, and travelers from 140 countries worldwide

  • Medical and evacuation benefits

  • Trip cancellation and interruption coverage

  • Families and groups travelling together

Most surf policies can include
  • Medical, evacuation, and repatriation benefits while surfing

  • Gear and board protection for loss or damage

  • Optional upgrades for competition or professional events

  • CFAR (Cancel for Any Reason):

Note: Standard recreational surfing is covered automatically. No limits from shore. All levels of surf competitions are covered under competition travel pages

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.



Can families or groups share one policy?2025-10-27T03:41:34+00:00

Yes — family and group options simplify shared bookings and claims.

Does medical evacuation apply to inland destinations?2025-10-27T03:41:13+00:00

Yes — all plans include evacuation from lakes, rivers, and remote resort areas.

Are competitions and events covered?2025-10-27T03:40:53+00:00

Yes — Auras and IMG Global offer plans for competitive or professional riders.

What if my board or bindings are damaged during transport?2025-10-27T03:40:16+00:00

File a Property Irregularity Report (PIR) before leaving the airport and attach photos to your claim.

Does coverage include cable parks and artificial lakes?2025-10-27T03:39:50+00:00

Yes — all inland and resort-based wake facilities are included.

Are wakesurfing and wakeboarding automatically covered?2025-10-27T03:39:10+00:00

Yes — all STI partner insurers include them under standard sports coverage.

Disclaimer

Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.

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