• No Offshore Limits – STI coverage is valid regardless of how far your surf charter travels — ideal for remote island chains like the Mentawais, Maldives, or Tuamotus.
• Medical & Evacuation Coverage – Every plan includes emergency medical and evacuation benefits. Global Rescue membership ensures rapid coordination if evacuation is needed from sea.
• Charter Cancellations & Weather Events – Protect your booking from storms, mechanical failure, or operator changes with comprehensive trip-cancellation benefits.
• Equipment Protection – Surfboards, camera gear, and luggage are covered for loss or damage during loading, transfer, or flight.
• Verify Vessel Safety – Choose reputable charter companies with safety certifications, satellite phones, and medical kits onboard.
• Secure Coverage Early – Purchase insurance when paying your deposit to activate cancellation and weather protection.
• Group & Family Coverage – Groups travelling together should select the same insurer for simplified claim management and consistent policy terms.
• Cancel For Any Reason (CFAR) – Upgrade for full flexibility — cancel your trip for personal or travel-related reasons and recover part of your prepaid costs.

At STI Surf Travel Insurance, we partner with trusted global insurers and rescue specialists offering surf-specific coverage:

• Generali U.S. Branch – Single-trip protection with strong trip cancellation and CFAR upgrade options.
• Auras – Flexible coverage for adventure, training, and competition surfing with adjustable medical and evacuation limits.
• Global Rescue – Membership for advanced rescue, field evacuation, and repatriation from remote surf destinations.
• IMG / Global Rescue Partnership – iTravelInsured Signature and Signature Plus plans combine IMG’s travel insurance with Global Rescue’s world-class evacuation and field rescue services — ideal for remote or big-wave destinations.
• IMG Global – Patriot Travel Medical and Adventure Sports Rider options for both international and domestic surf travel.
• Travelex – Excellent for couples or families where surfing forms part of a broader trip.
• Globelink International – Water sports extensions for UK and EU residents.
• nib (Australia) – Strong single-trip coverage with automatic sports inclusions and flexible cancellation options.
• Cover-More (Australia) – Comprehensive international plans with CFAR and adventure-sports upgrades available.

Our quote tool automatically filters plans by residence, destination, and surf activity, so you only see policies that fit your trip.

Surfing often takes travelers off-grid — reef passes, island transfers, and charters can limit access to hospitals or reliable transport.
Our partner insurers combine strong medical coverage with evacuation coordination and equipment protection to match the realities of surf travel.
Whether you’re exploring Sumatra, Fiji, or Hawaii, STI Surf Travel Insurance ensures you stay protected — on deck, in the lineup, and everywhere in between.

Yes. Auras Insured and IMG Sports plans include competition, coaching, and professional travel when declared before purchase.

Yes. Both domestic and overseas surf trips are covered, including connecting flights and transfers.

Yes. Group and family coverage options are available for shared itineraries.

Yes. Trip cancellation coverage applies to storms, vessel issues, or operator insolvency.

Yes. Surfboards and luggage are covered for loss or damage during handling, transfers, or flights.

Yes. All plans include evacuation, with Global Rescue providing coordinated vessel or air evacuation from remote areas.

Yes. All STI partner insurers include boat charters, liveaboards, and vessel-based surf travel under standard coverage.