Europe & Atlantic Islands Surf Destinations2025-10-28T04:52:53+00:00

Historic Coastlines, Consistent Swells, and Cultural Discovery

Europe combines ancient coastlines, rich surf heritage, and world-class waves stretching from Portugal to Ireland and beyond.

Consistent Atlantic swells meet diverse coastlines, from the warm reefs of the Canary Islands to France’s heavy beach breaks and Portugal’s iconic points.
Whether you’re road-tripping through Spain, exploring Irish reefs, or chasing winter barrels in the Canaries, Europe offers a perfect blend of adventure and accessibility for all surfers.

Why You Need Travel Insurance for Surfing in Europe & the Atlantic

Surf trips often involve unpredictable weather, multiple flights, and remote destinations.

Even with strong healthcare systems, medical costs for tourists, lost gear, or delayed travel can quickly add up.
Surf travel insurance ensures medical, evacuation, and trip protection across borders vital for multi-country surf missions or remote island trips.

  • Emergency medical coverage for injuries or illness abroad

  • Evacuation and transport from remote surf destinations

  • Multi-country or Schengen-wide travel flexibility

  • Trip cancellation and delay protection

  • Coverage for surfboards and equipment

  • Optional upgrades for competition and professional surfing

  • 24/7 global medical and travel assistance

Key Benefits of Surf Travel Insurance Plans

Coverage details vary by insurer, but most plans include:

Emergency Medical & Evacuation Coverage

Includes treatment and evacuation from isolated coasts like Ireland, the Azores, or the Canary Islands.

Trip Cancellation & Interruption

Covers accommodation, charters, or transport affected by weather, illness, or strikes.

Surfboard & Equipment Protection

Insures surfboards against theft or damage during flights, ferries, or road travel.

Charter & Operator Protection

Reimburses prepaid bookings if charters are canceled due to storms, mechanical failure, or insolvency.

Competition & Coaching Coverage

Suitable for travelers participating in training, coaching, or competition trips, providing coverage for sporting activities and related travel.

Already Overseas Coverage

Designed for travelers who are already abroad, offering flexible protection with short waiting periods before cover begins.

Global Rescue Add-On

Provides on-scene rescue, medical transport, and repatriation from remote surf breaks.

24/7 Global Assistance

Worldwide support for emergencies, medical coordination, and travel disruptions.

Who Is This Coverage For?

Surf travel insurance is ideal for:

Surfers visiting Portugal, France, Spain, Ireland, or the UK
Travelers exploring the Canary Islands, Azores, or Morocco’s Atlantic coast
Long-term van travelers and digital nomads
Families or groups on surf holidays
Professional and competitive surfers
Long-term surf travelers and digital nomads exploring multiple destinations

Who Can Apply?

Surf travel insurance plans are available to:
  • U.S., EU/UK, Brazil, Australian, and travelers from 140 countries worldwide

  • Recreational, professional, and competitive surfers

  • Instructors, surf guides, and charter operators

  • Families and groups travelling together

Most surf policies can include
  • Medical, evacuation, and repatriation benefits while surfing

  • Gear and board protection for loss or damage

  • Optional upgrades for competition or professional events

Note: Standard recreational surfing is covered automatically. Big-wave and tow-in surfing are also covered under Auras and IMG Sports plans when purchased with the appropriate level of coverage.

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.



Do I need travel insurance to surf in Europe?2025-10-28T01:46:31+00:00

Yes. Even within the EU, tourists and non-residents should carry travel insurance for medical, evacuation, and trip protection.

Are surfboards covered?2025-10-28T01:46:01+00:00

Yes. Surfboards fall under baggage protection — photograph your boards before transit.

Does insurance cover ferry or rail travel?2025-10-28T01:45:41+00:00

Yes. Trip-interruption benefits apply to transport delays or cancellations.

Can I visit multiple countries under one plan?2025-10-28T01:45:23+00:00

Yes. Multi-country policies cover Schengen and nearby Atlantic regions.

Is cold-water surfing treated differently?2025-10-28T01:45:02+00:00

No. Coverage applies equally; ensure evacuation and sports inclusions are listed.

Are charters or weather cancellations covered?2025-10-28T01:44:26+00:00

Yes. Trip interruption and cancellation benefits include operator or storm-related delays.

Can I add Morocco or non-EU regions to my plan?2025-10-28T01:44:09+00:00

Yes. Include all destinations when purchasing multi-country coverage.

Are competitions or lessons covered?2025-10-28T01:42:55+00:00

Yes. Licensed surf schools and amateur competitions are included.

Disclaimer

Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.

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