Longboard Surf Travel Insurance2025-11-05T02:46:38+00:00

Coverage for Classic Lines and Timeless Style

Longboarding captures the essence of traditional surfing graceful footwork, smooth turns, and effortless flow across rolling points and gentle walls.
Whether you’re trimming through Waikiki, gliding along Noosa’s points, or exploring remote reef passes, Longboard Surf Travel Insurance protects you and your boards from takeoff to touchdown.

From oversized luggage and transit risks to medical emergencies and trip cancellations, these plans are built for surfers traveling with larger boards, longer stays, and a slower pace of travel. Coverage extends across domestic and international trips, keeping your surf adventure and investment safe wherever the swell leads.

Why You Need Longboard Travel Insurance

Longboards are heavy, oversized, and often costly to transport. Many airlines apply surcharges or exclusions for boards above standard dimensions, and transit damage is common. On the water, longboarders frequently surf shallow reefs and isolated breaks often far from medical help or board repair options. Dedicated travel insurance ensures peace of mind throughout the trip.

Surf trips often involve unpredictable weather, multiple flights, and remote destinations.

  • Emergency medical care and evacuation from coastal, island, or remote surf regions.

  • Trip cancellation or interruption coverage for weather, airline, or illness-related delays.

  • Protection for lost, delayed, or damaged longboards and surf luggage in transit.

  • Refunds for unused trip portions caused by illness or injury.

  • Coverage for natural disasters or unsafe surf conditions affecting travel.

  • Baggage and personal item protection for gear and accessories.

  • Optional CFAR (Cancel For Any Reason) for flexible travel changes.

  • 24/7 assistance and claims support with multilingual coordination worldwide.

Key Benefits of Longboard Insurance Plans

Coverage details vary by insurer, but most plans include:

Emergency Medical & Evacuation

Covers injuries, illnesses, or offshore incidents, including helicopter or sea rescue when required.

Trip Cancellation & Delays

Reimburses prepaid surf trips affected by illness, transport disruptions, or unsafe conditions.

Equipment Protection

Covers longboards, mini-mals, and guns against loss, theft, or damage in transit.

Adventure Sports Coverage

Surfing and paddle-related activities automatically included under major plans.

Weather & Natural Disaster Protection

Refunds or rescheduling for cyclones, storms, or unrideable conditions.

Medical & Hospital Access

Provides coverage for urgent medical treatment during international travel.

Flexible Extensions

Extend coverage before expiry to stay longer or chase seasonal swells.

24/7 Global Assistance

Round-the-clock multilingual emergency, medical, and claims help anywhere in the world.

Who Is This Coverage For?

Surf travel insurance is ideal for:

Surfers traveling with longboards, mini-mals, or guns for extended surf holidays.
Singles, families, couples, or friends sharing bookings or group surf itineraries.
Surf schools, instructors, and retreat organizers managing lessons or events.
Older or beginner surfers preferring mellow waves and easy travel.
Travelers extending surf trips into leisure or multi-destination journeys.

Event attendees and longboard competitors needing flexible trip protection.

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Who Can Apply?

Surf travel insurance plans are available to:
  • U.S., EU/UK, Canada, Brazil, Australian, and travelers from 140 countries worldwide

  • Medical and evacuation benefits

  • Trip cancellation and interruption coverage

  • Families and groups travelling together

Most surf policies can include
  • Medical, evacuation, and repatriation benefits while surfing

  • Gear and board protection for loss or damage

  • Optional upgrades for competition or professional events

  • CFAR (Cancel for Any Reason):

Note: Standard recreational surfing is covered automatically. No limits from shore. All levels of surf competitions are covered under competition travel pages

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.



What key coverage features and travel tips should surfers know before booking?2025-10-14T04:30:10+00:00
  • No Offshore Limits – STI coverage is valid regardless of how far your surf charter travels — ideal for remote island chains like the Mentawais, Maldives, or Tuamotus.
  • Medical & Evacuation Coverage – Every plan includes emergency medical and evacuation benefits. Global Rescue membership ensures rapid coordination if evacuation is needed from sea.
  • Charter Cancellations & Weather Events – Protect your booking from storms, mechanical failure, or operator changes with comprehensive trip-cancellation benefits.
  • Equipment Protection – Surfboards, camera gear, and luggage are covered for loss or damage during loading, transfer, or flight.
  • Verify Vessel Safety – Choose reputable charter companies with safety certifications, satellite phones, and medical kits onboard.
  • Secure Coverage Early – Purchase insurance when paying your deposit to activate cancellation and weather protection.
  • Group & Family Coverage – Groups travelling together should select the same insurer for simplified claim management and consistent policy terms.
  • Cancel For Any Reason (CFAR) – Upgrade for full flexibility — cancel your trip for personal or travel-related reasons and recover part of your prepaid costs.
Who are your travel insurance and rescue partners for surfing?2025-10-14T04:26:08+00:00

At STI Surf Travel Insurance, we partner with trusted global insurers and rescue specialists offering surf-specific coverage:

  • Generali U.S. Branch – Single-trip protection with strong trip cancellation and CFAR upgrade options.
  • Auras – Flexible coverage for adventure, training, and competition surfing with adjustable medical and evacuation limits.
  • Global Rescue – Membership for advanced rescue, field evacuation, and repatriation from remote surf destinations.
  • IMG / Global Rescue PartnershipiTravelInsured Signature and Signature Plus plans combine IMG’s travel insurance with Global Rescue’s world-class evacuation and field rescue services — ideal for remote or big-wave destinations.
  • IMG GlobalPatriot Travel Medical and Adventure Sports Rider options for both international and domestic surf travel.
  • Travelex – Excellent for couples or families where surfing forms part of a broader trip.
  • Globelink International – Water sports extensions for UK and EU residents.
  • nib (Australia) – Strong single-trip coverage with automatic sports inclusions and flexible cancellation options.
  • Cover-More (Australia) – Comprehensive international plans with CFAR and adventure-sports upgrades available.

Our quote tool automatically filters plans by residence, destination, and surf activity, so you only see policies that fit your trip.

Why Surf Travel Insurance Is Different2025-10-14T04:15:15+00:00

Surfing often takes travelers off-grid — reef passes, island transfers, and charters can limit access to hospitals or reliable transport.
Our partner insurers combine strong medical coverage with evacuation coordination and equipment protection to match the realities of surf travel.
Whether you’re exploring Sumatra, Fiji, or Hawaii, STI Surf Travel Insurance ensures you stay protected — on deck, in the lineup, and everywhere in between.

Is competition or professional surfing covered?2025-10-14T03:07:22+00:00

Yes. Auras Insured and IMG Sports plans include competition, coaching, and professional travel when declared before purchase.

Does coverage apply to international and domestic surf trips?2025-10-14T03:06:51+00:00

Yes. Both domestic and overseas surf trips are covered, including connecting flights and transfers.

Can groups or families be insured together?2025-10-14T03:06:30+00:00

Yes. Group and family coverage options are available for shared itineraries.

Are charter cancellations covered?2025-10-14T03:06:01+00:00

Yes. Trip cancellation coverage applies to storms, vessel issues, or operator insolvency.

Are boards covered during loading or transfers?2025-10-14T03:05:33+00:00

Yes. Surfboards and luggage are covered for loss or damage during handling, transfers, or flights.

Does coverage include offshore medical evacuation?2025-10-14T03:04:53+00:00

Yes. All plans include evacuation, with Global Rescue providing coordinated vessel or air evacuation from remote areas.

Are surf charters automatically covered under STI insurance?2025-10-14T03:02:43+00:00

Yes. All STI partner insurers include boat charters, liveaboards, and vessel-based surf travel under standard coverage.

Disclaimer

Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.

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