Adventure Travel Insurance – Explore Without Limits

From scaling peaks to exploring remote coastlines, adventure travel brings excitement and challenge — but it also carries higher risks than ordinary sightseeing. If your itinerary involves active pursuits, unpredictable terrain, or off-grid destinations, Adventure Sports Travel Insurance is designed to keep you protected when things don’t go as planned.

Our adventure travel plans provide comprehensive medical coverage, emergency evacuation, and trip protection, giving you confidence to explore freely — wherever your next journey takes you.

Why Choose Adventure Travel Insurance?

Standard travel insurance often excludes or limits protection for adventure or
extreme activities. Our plans are built for travelers who go beyond the ordinary,
offering coverage designed for:

  • Remote or off-road destinations
  • Physically demanding or high-intensity sports
  • Variable environments and weather conditions
  • Limited local medical access or emergency response

We close the gaps left by basic travel insurance, with options that include wilderness
evacuation, sports gear protection, and high-limit medical benefits.

Is This Plan Right for You?

You should consider Adventure Travel Insurance if your plans include:

Hiking, trekking, or camping in alpine or backcountry regions
Surfing, diving, or kayaking — especially in remote locations
Multi-day tours, safaris, or overland expeditions
Activities like horseback riding, ziplining, or jungle touring
Traveling with sports gear or specialty equipment
Visiting areas far from hospitals or urban centers

What to Look for in a Quality Adventure Plan

When comparing adventure policies, focus on these key protections:

  • 1

    Comprehensive Medical & Evacuation Cover
    Look for at least $100,000 in emergency medical and evacuation benefits — STI partner plans typically exceed these limits.

  • 2

    Trip Cancellation & Interruption Protection
    Protects your prepaid costs if weather, illness, or tour changes force you to alter plans.

  • 3

    Gear & Equipment Protection
    Optional coverage for surfboards, dive gear, hiking packs, or photography equipment on select plans.

  • 4

    24/7 Global Assistance
    Every plan includes round-the-clock support from experienced emergency teams.

  • 5

    Activity-Specific Coverage
    Our insurer partners cover a wide range of sports — check your activity when generating a quote.

Planning something more intense? Explore our dedicated pages for Extreme Sports or Professional Athlete coverage.

Tips for Protecting Your Equipment & Making a Claim

For Lost or Damaged Gear

If your adventure or sports gear (e.g., boards, packs, cameras) is delayed, lost, or damaged by an airline, always file a written report — such as a Property Irregularity Report (PIR) — before leaving the airport. This is usually required to process claims.

Take Pre-Trip Photos:

Document your gear before departure with clear photos showing its condition and packaging. If damage occurs, take photos immediately upon discovery — both of the case and the contents. This helps verify the incident and supports your claim.

Activities Typically Covered

Coverage varies by insurer, but generally includes:

Hiking or trekking (up to 4,000m; higher limits available)
Surfing, paddleboarding, or kayaking
Horseback riding, desert or jungle tours
Guided ziplining or canyoning
Remote or wilderness camping
Recreational scuba diving, snorkeling, and swimming

Plan Options Available

Choose a plan that matches your adventure style:

  • Standard Adventure Plans – Ideal for moderate activities such as surfing, guided hikes, and safaris.

  • Enhanced Plans – Designed for off-grid travel with higher coverage limits and evacuation benefits.

  • Custom Adventure Options – Tailored coverage for high-risk activities or extended wilderness expeditions.

Who Can Apply?

We offer coverage for travelers from the U.S., Australia, UK, EU, and other international regions, depending on residence and trip destination. Our system automatically filters available plans based on your eligibility — and our support team is always available to assist with complex itineraries or sport-specific coverage questions.

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at [email protected] — we’re happy to help you find the best coverage for your journey.