Tropical Coasts and Endless Pacific Waves
Central America is a narrow stretch of paradise connecting North and South America, bordered by the Pacific Ocean and Caribbean Sea.
Its Pacific coastlines, from Guatemala to Panama deliver some of the most consistent and powerful surf in the world. Warm water, rich culture, and year-round swell make it a dream destination for surf travelers chasing both waves and adventure.
Why You Need Travel Insurance for Surfing in Central America
Surf trips often involve unpredictable weather, multiple flights, and remote destinations.
Surfing across multiple Central American countries means crossing borders, navigating rural coastlines, and relying on limited infrastructure. Medical facilities can be hours away, and travel plans are often disrupted by tropical storms or transportation delays. Surf-specific travel insurance ensures full protection for medical care, evacuation, lost gear, and trip interruptions while you explore this wave-rich region.
Key Benefits of Surf Travel Insurance Plans
Coverage details vary by insurer, but most plans include:
Who Is This Coverage For?
Surf travel insurance is ideal for:
Surfers exploring Costa Rica, Nicaragua, El Salvador, Guatemala, or Panama
Professional and competitive surfers
Surf coaches, photographers, and instructors
Families or groups on surf holidays
Travelers joining guided surf camps or eco-lodges
Long-term travelers on multi-country surf missions
Who Can Apply?
Ready to Find the Right Plan?
Yes. Medical and evacuation services are limited in rural areas; insurance ensures care and transport if needed.
Yes. Surfing is included in sports coverage, and boards are protected under baggage benefits.
Yes. Multi-destination policies cover your entire route — list each country when purchasing.
Yes. Emergency treatment and hospitalization are covered under medical benefits.
Trip-interruption coverage applies for severe weather or natural disasters.
Plans include coverage for theft or loss; be sure to file a police or airline report for claims.
Yes. Extensions can be arranged before expiry for continuous coverage.
Yes. Most comprehensive plans include interruption and evacuation benefits for
natural disasters.
Disclaimer
Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.