The Birthplace of Modern Surfing
The Hawaiian Islands are the birthplace of modern surfing and remain one of the most iconic destinations in the world. With warm water, consistent Pacific swells, and a deep cultural connection to the ocean, Hawaii offers an unmatched surf experience across every island.
From Oahu’s legendary North Shore to Kauai’s tranquil bays and Maui’s powerful reefs, the islands deliver waves for every surfer — from first-timers at Waikiki to professionals chasing barrels at Pipeline.
Why You Need Travel Insurance for Surfing in Hawaii & the U.S. Pacific
While Hawaii is part of the United States, medical and evacuation costs are among the highest globally. Injuries, infections, or lost equipment can become expensive, especially for travelers connecting between islands or to U.S. Pacific territories such as Guam or American Samoa.
Surf-specific travel insurance covers medical care, evacuation, and trip disruptions, providing peace of mind whether you’re a local traveler or visiting from abroad.
Key Benefits of Surf Travel Insurance Plans
Coverage details vary by insurer, but most plans include:
Who Is This Coverage For?
Surf travel insurance is ideal for:
Surfers visiting Hawaii, Guam, or American Samoa
Professional and competitive surfers
Surf coaches, photographers, and instructors
Families or groups combining surf, hiking, and sightseeing
U.S. residents and international residents traveling between islands or territories
Long-term surf travelers and digital nomads exploring multiple destinations
Who Can Apply?
Ready to Find the Right Plan?
Yes. Most health plans don’t include trip-cancellation, baggage, or evacuation coverage.
Yes. Sports-equipment coverage applies; photograph your boards before travel.
Choose a plan that lists surfing as a covered activity — Hawaii hospital care is excellent but expensive.
Leisure plans may exclude competition; professional add-ons are available.
Yes, if operated by licensed instructors or schools.
Yes. Missed or canceled connections fall under trip-interruption benefits.
Yes. Cancellations or delays due to natural disasters are covered.
Yes — helicopter or air evacuation to Honolulu is included, with enhanced options via Global Rescue.
Disclaimer
Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain high-risk or professional surf activities may require specific plan types or add-ons.