Do I need travel insurance to surf in the South Pacific?
Yes. Medical facilities on outer islands are limited, and evacuation [...]
Are surfing and water sports automatically covered?
Yes under most partner plans — confirm that surfing or [...]
Does insurance cover surfboard damage, loss, or theft?
Yes. Surfboards and gear are protected under baggage coverage; photograph [...]
What happens if I need evacuation from a remote reef or island?
Plans include air or boat transport to the nearest hospital; [...]
Are cyclones or weather delays covered?
Yes. Trip-interruption and weather-delay benefits apply for named storms.
Can I extend or modify my policy mid-trip?
Yes. Most insurers allow extensions before policy expiry — ideal [...]
Does coverage include surf resorts, charters, or guided tours?
Yes for licensed and insured operators across the region.
Are multi-island or multi-country surf trips covered under one plan?
Yes. Multi-country coverage ensures continuous protection across Fiji, Tahiti, Samoa, [...]