Do I need travel insurance to surf in South America?
Yes. Medical facilities vary by region, and remote surf spots [...]
Are surfing and water sports automatically covered?
Yes, under most partner plans — just ensure surfing is [...]
Does insurance cover surfboard damage, loss, or theft?
Yes. Surfboards and gear are protected under baggage coverage.
What happens if I need evacuation from a remote surf spot?
Plans include air or ground transport to the nearest hospital; [...]
Are weather events or natural disasters covered?
Yes. Trip-interruption and cancellation benefits apply for earthquakes, floods, or [...]
Can I extend or modify my policy while overseas?
Yes. Extensions can be processed before expiry for longer journeys.
Does coverage include surf camps, lessons, or competitions?
Yes for leisure surf camps and lessons; competitions may need [...]
Are multi-country surf trips covered under one plan?
Yes. Regional coverage lets you travel across multiple South American [...]