Do I need travel insurance to surf the Indian Ocean?
Yes. Remote islands and boat-based travel make evacuation coverage essential.
Are surfboards and equipment covered?
Yes. Surfboards and accessories are covered under baggage protection; photograph [...]
Does coverage include liveaboards and surf charters?
Yes, provided your plan includes watercraft and offshore coverage.
Are cyclones or natural disasters covered?
Yes. Trip-interruption benefits apply for severe weather or government advisories.
Can I extend my policy mid-trip?
Yes, as long as the extension occurs before your policy [...]
Are boat transfers or seaplane delays covered?
Yes. Missed connections or trip interruptions fall under travel-delay benefits.
Are surf camps and guided tours covered?
Yes, when operated by licensed companies or guides.
Is evacuation available from small islands?
Yes. Air or sea evacuation is available to major hospitals [...]