1. Purchase Early While Abroad
    Don’t delay once you realize you’re uninsured — waiting periods start counting from purchase time.
  2. Check Your Eligibility
    Some insurers limit coverage based on residency or time already spent abroad; confirm before purchasing.
  3. Extend Before Expiry
    Apply a few days before your policy ends to avoid gaps. Extensions are only available if you’re fit to travel.
  4. Keep Proof of Travel and Receipts
    Airlines, accommodation, and visa evidence may be required if you make a claim or need to confirm travel dates.
  5. Review Medical Limits
    Choose evacuation limits that match your destinations — especially in remote regions.
  6. Stay in Contact with Your Assistance Team
    Always call your insurer’s 24/7 number before arranging medical treatment or evacuation to ensure pre-approval.
  7. Understand Waiting Periods
    Coverage for sickness or injury begins only after the initial 48–72-hour window. Emergencies due to accidents are usually covered immediately.