Winter Sports Travel Insurance – Stay Protected on the Slopes
Whether you’re skiing in Japan, snowboarding in Canada, or exploring the Alps, winter sports travel insurance is essential.
Cold-weather destinations, altitude, and valuable gear increase the risks — so choosing a policy designed specifically for snow sports ensures you stay covered for accidents, cancellations, and unexpected events.
Why You Need Winter Sports Travel Insurance
Winter sports come with unique challenges that standard travel insurance may not fully cover.
A dedicated winter sports policy provides protection for medical emergencies, mountain evacuations, lost gear, and weather-related trip interruptions.
Key Benefits of Winter Sports Insurance Plans
Coverage details vary by insurer, but most plans include:
Who Is This Coverage For?
If you’re planning a snow holiday, extended winter season, or competition trip, a winter sports plan ensures you’re covered for medical emergencies and equipment losses.
These plans are ideal for:
Skiers and snowboarders traveling internationally
Heli-skiers, backcountry adventurers, or mountain guides
Families traveling on ski holidays
Winter athletes competing overseas
Students or workers based in ski towns for the season
Travelers living or working long-term in alpine regions
Who Can Apply?
Ready to Find the Right Plan?
At STI Surf Travel Insurance, we partner with trusted global insurers and rescue specialists offering winter sports coverage:
- Generali U.S. Branch – Single-trip protection with strong trip cancellation and CFAR upgrade options.
- Auras – Flexible coverage for recreational, competitive, and instructor-led skiing or snowboarding.
- Global Rescue – Membership for on-mountain rescue, field evacuation, and repatriation from remote or high-altitude destinations.
- IMG / Global Rescue Partnership – iTravelInsured Signature and Signature Plus plans combine IMG’s travel insurance with Global Rescue’s world-class field rescue and evacuation services — ideal for heli-skiing or backcountry travel.
- IMG Global – Patriot Travel Medical and Adventure Sports Rider options for general or extended winter travel.
- Travelex – Excellent for families and couples combining snow holidays with broader travel.
- Globelink International – Snow and winter sports extensions for UK and EU residents.
Our quote tool automatically filters plans by residence, destination, and snow activity type, ensuring you only see plans suited to your trip.
Yes. Recreational on-piste skiing and snowboarding are covered by all partner insurers. Extreme, backcountry, or competition coverage may require an upgrade.
Yes, when selected under Auras or IMG Global plans that include backcountry or adventure sports coverage.
Yes. All insurers include medical evacuation, with Global Rescue providing enhanced on-scene rescue and coordination.
Yes. Lost, stolen, or damaged skis, boards, or luggage are covered up to policy limits.
Yes, most insurers allow extensions before your current policy expires, provided no claim is pending and you are medically fit.
Some plans limit coverage above certain altitudes; check your insurer’s policy wording for details.
Yes, under Auras Insured and IMG Sports plans, when declared before purchase.
Disclaimer
Coverage availability, limits, and eligibility vary by insurer and country of residence.
Always read the policy wording or Product Disclosure Statement (PDS) before purchase.
Certain extreme, competitive, or backcountry activities may require specific plan levels or add-ons.