QBE Elements budget travel insurance with 30% discount from Surf Travel Insurance

Travel Insurance

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Save 30% Discount on your premiums with Surf Travel Insurance.
Includes additional benefits and service fees. Available all travel plans.

Elements Benefits and Limits

Elements and Inbound Brochure

QBE Elements Travel Plan for budget travel insurance

Are you or your family travelling overseas to visit family or friends?
Even if you have only purchased an airline ticket, you still could be faced with unexpected medical and dental costs or have your luggage go astray. QBE budget travel insurance for overseas holidays

QBE budget travel insurance for overseas holidays

Cover for medical and non medical evacuation and repatriation, medical and dental expenses, cancellation or holiday deferment costs, emergency travel arrangements and accommodation, luggage, replacement travel documents.

This per person policy does not provide cover for any snow sports or deep water cruising, consider the International or Annual Travel Plans with the additional benefits cover for cruising or snow sports.
No pre-existing medical condition cover requirements.
When choosing a cover for overseas travel, make the choice you are most comfortable with so you can enjoy your trip, without worrying about..'If only

QBE Elements - Travel Plan Regions

REGION 1 ... Cover for the USA, Canada, South and Central America and Antarctica
(Travellers must select this Region 1 travel plan if they are spending more than 72 hours of their trip in these destinations)

REGION 2 ... Cover for Africa,
Region 2 travel plan is not available if more than 72 hours of the trip is spent in Region 1 destinations

REGION 3 ... Cover for Europe and the Middle East
Region 3 travel plan is not available if more than 72 hours of the trip is spent in Region 1 destinations or the majority of the trip is spent in Region 2 destinations

REGION 4 ... Cover for Asia, China, Japan and Indian Subcontinent
Region 4 travel plan is not available if any of the trip is spent in Region 1, 2, or 3 destinations

REGION 5 ... Cover for UK and Ireland
Region 5 travel plan is not available if any of the trip is spent in Region 1, 2, 3 or 4 destinations

REGION 6 ... Cover forSouth Pacific Islands and Norfolk Island.
Region 6 travel plan is not available if any of the trip is spent in Region 1, 2, 3, 4, or 5 destinations

REGION 7 ... Cover for New Zealand only.
Region E travel plan is not available if any of the trip is spent in Region 1, 2, 3, 4, 5, ot 6 destinations

Guidelines
*	The premium payable is Per Person.
*	This QBE travel plan is only available to residents of Australia who are under 65 years of age at the time the certificate of insurance is to be issued and it must be issued prior to the commencement of your trip
*	This travel plan can be purchased up to 6 months prior to the commencement of your trip.
*	This QBE policy does not provide cover for any snow sports.
*	This policy does not provide any cover if you are deep water cruising for 4 or more consecutive days. If you require cover for a cruise then you must apply for an International Travel Plan including cover for cruising (at no extra cost).
*	This policy is not suitable for anyone with an existing medical condition (EMC) unless it is an exemption listed on page 5 and 6. If you wish to apply for cover for an EMC the International and Annual Multi Trip travel plans offer cover.
*	Insurance is not available to travellers outside of Australia
*	Your policy can be extended as many times as you like up to the maximum duration of 12 months from departure date. This is only available before the current policy expires. When applying for an extension you must tell QBE if there is a claim made or pending, or you suffer from an existing medical condition, or you have seen a medical or dental practitioner, as an extension may not be available, or special terms may be imposed. Policy extensions post departure are subject to Service Fees.
*	There is no provision to suspend this policy during the period of insurance.

24hr World-Wide Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. The dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most. QBE's in-house emergency assistance service OMEGA has been providing help to travellers since 1992. Whether it is in Vietnam or Canada, one call connects you to someone back home. It's comforting to know the person you are speaking to, is part of the QBE Travel team of trained medical and insurance specialists, who can make decisions regarding your situation and provide assistance when you need it the most.

Although this sounds like a lot of work when you are already busy planning a holiday trip overseas, the following steps can make it much easier to process your claim:
.	Make a list of the items you are taking with you, especially new or expensive items.
.	Gather up original receipts and credit card statements.
.	Obtain current valuations for valuable items where possible.
.	If you can't find receipts, take photos of these items.
.	Leave all of this documentation at home, where you can access it in the event you need to make a claim.
For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site...smartraveller.gov.au DFAT has complete travel related advice and information

Surf Travel Insurance is a trading name of Global Surf Travel Pty Ltd (ABN 79 083 338 649) P.O. Box 97 Burleigh Heads. QLD 4220, An authorised distributor of QBE Insurance (Australia) Limited (ABN 78 003 191 035) AFSL 239545, we can only give factual information on QBE Travel Insurance